Terms

Terms of use

Susman Insurance Agency, California-licensed (License 0B75129), operates this site. It furnishes general life insurance facts and a quoting engine powered by your responses.

Quotes are estimates only. Numbers shown come from carriers for your selected class and serve informational purposes. They're neither an insurance offer, a rate guarantee, nor an approval promise. The carrier's underwriting sets the final premium, class, and eligibility; the issued policy and amendments are binding.

Nothing here binds coverage. Requesting quotes, sending an application, or submitting a message don't establish any insurance. Coverage comes into being solely when a carrier issues a policy, you accept it, and payment clears.

Availability. Product, carrier, and pricing details differ by state and individual profile and shift without warning. California residents see these quotes.

Information. Content here is educational, not legal, tax, or financial guidance. Double-check essentials with a qualified advisor.

Third-party platform. The apply page connects to a third party's encrypted application system with its own terms.